Independent AI buying guide

No paid rankings

Last checked 26 Oct 2026

Which AIshould I buy?

Is it worth it?

Is Cursor Pro worth it?

Cursor Pro costs $20/mo. We hold it up against Cursor's free plan, every other free plan and every cheaper subscription, on independent test scores.

The verdict

Cursor Pro · $20/mo

Only if you need it

GitHub Copilot Pro costs less ($10/mo) and scores the same as Cursor Pro for coding. Pay for Cursor Pro only if you need something only it offers, like higher limits.

Cheaper, nearly as good for coding

Right as of 26 Oct 2026. New models and price changes come out often, and we re-check every week. Check back before you buy or renew.

What you get for the money

Cursor Pro against Cursor's free plan and the best subscription per topic, scored out of 100.

TopicCursor ProCursor freeBest subscription
Coding99Claude Opus 5.5No scores99GitHub Copilot Pro

The plan up close

Our opinion first, then the sourced facts: price, AI models and what's included.

Cursor Pro

Cursor Pro

By Anysphere · $20/mo

Source: Anysphere · verified 9 Oct 2026

Our take (opinion, reviewed 7 Oct 2026)

For people who code a lot and want the AI to do real chunks of the work, not just autocomplete.

Good for

  • Developers who code daily
  • Building whole features with an AI agent

Not for

  • Total beginners
  • People happy with their current editor

AI models included

  • Claude Opus 5.5Source: Anysphere · verified 9 Oct 2026
  • Claude Sonnet 5.5Source: Anysphere · verified 9 Oct 2026
  • Gemini 3.1 ProSource: Anysphere · verified 9 Oct 2026
  • Gemini 3.8 FlashSource: Anysphere · verified 9 Oct 2026
  • GPT-5.6 LunaSource: Anysphere · verified 9 Oct 2026
  • GPT-5.6 SolSource: Anysphere · verified 9 Oct 2026
  • GPT-5.6 TerraSource: Anysphere · verified 9 Oct 2026
  • Grok 4.5Source: Anysphere · verified 9 Oct 2026
  • Grok 4.6Source: Anysphere · verified 9 Oct 2026
  • Grok 4.7Source: Anysphere · verified 9 Oct 2026

What you get with Pro

  • Unlimited tab completions and extended agent limits on all modelsSource: Anysphere · verified 9 Oct 2026
  • Generous usage limits for Grok modelsSource: Anysphere · verified 9 Oct 2026
  • Access to frontier modelsSource: Anysphere · verified 9 Oct 2026

Strengths

  • Privacy mode, if enabled, keeps code out of model trainingSource: Anysphere · verified 26 Oct 2026
  • Access to frontier models from OpenAI, Anthropic and GoogleSource: Anysphere · verified 26 Oct 2026
  • Requests are never downgraded in quality or speed when limits are reachedSource: Anysphere · verified 26 Oct 2026
  • Free plan available with limited agent and chat usageSource: Anysphere · verified 26 Oct 2026
  • Annual billing is available at a discountSource: Anysphere · verified 26 Oct 2026
  • Usage pool refreshes weekly, so one heavy day does not use up the monthSource: Anysphere · verified 26 Oct 2026

Limitations

  • Free and Plus plans do not include third-party modelsSource: Anysphere · verified 26 Oct 2026
  • Prices exclude applicable taxes and feesSource: Anysphere · verified 26 Oct 2026
  • Usage beyond the weekly pool is charged at extra ratesSource: Anysphere · verified 26 Oct 2026
  • Prices exclude taxSource: Anysphere · verified 26 Oct 2026
  • Third-party models are paid extra from prepaid creditSource: Anysphere · verified 26 Oct 2026
  • Plus includes only Cursor's own modelsSource: Anysphere · verified 26 Oct 2026
  • Third-party models like Claude, GPT and Gemini are not in the included usageSource: Anysphere · verified 26 Oct 2026
  • Plus has only Cursor's own models and no Auto modeSource: Anysphere · verified 26 Oct 2026

Questions people ask

Is Cursor Pro worth it?
Only if you need it. GitHub Copilot Pro costs less ($10/mo) and scores the same as Cursor Pro for coding. Pay for Cursor Pro only if you need something only it offers, like higher limits.
How much does Cursor Pro cost?
$20/mo, according to Anysphere: Cursor pricing.

How we decide: if a free plan scores at least 92% of Cursor Pro in the same independent tests, we call the free plan enough, the same rule as everywhere on this site. Read how we rank.