Independent AI buying guide

No paid rankings

Last checked 26 Oct 2026

Which AIshould I buy?

Is it worth it?

Is GitHub Copilot Pro+ worth it?

GitHub Copilot Pro+ costs $39/mo. We hold it up against GitHub Copilot's free plan, every other free plan and every cheaper subscription, on independent test scores.

The verdict

GitHub Copilot Pro+ · $39/mo

Only if you need it

GitHub Copilot Pro costs less ($10/mo) and scores the same as GitHub Copilot Pro+ for coding. Pay for GitHub Copilot Pro+ only if you need something only it offers, like higher limits.

Cheaper, nearly as good for coding

  • GitHub Copilot Pro: $10/mo, scores 99/100 (scores the same as GitHub Copilot Pro+)
  • Claude Pro: $20/mo, scores 99/100 (scores the same as GitHub Copilot Pro+)
  • Cursor Pro: $20/mo, scores 99/100 (scores the same as GitHub Copilot Pro+)

Right as of 26 Oct 2026. New models and price changes come out often, and we re-check every week. Check back before you buy or renew.

What you get for the money

GitHub Copilot Pro+ against GitHub Copilot's free plan and the best subscription per topic, scored out of 100.

TopicGitHub Copilot Pro+GitHub Copilot freeBest subscription
Coding99Claude Opus 5.59099GitHub Copilot Pro

The plan up close

Our opinion first, then the sourced facts: price, AI models and what's included.

GitHub Copilot Pro+

GitHub Copilot Pro+

By GitHub (Microsoft) · $39/mo

Source: GitHub · verified 26 Oct 2026

Our take (opinion, reviewed 7 Oct 2026)

The cheapest serious coding assistant, and it works in the editor you already use.

Good for

  • Developers who want help without switching editors
  • Coders on a budget

Not for

  • Anyone who doesn't write code

AI models included

  • Claude Fable 5Source: GitHub · verified 26 Oct 2026
  • Claude Fable 5.1Source: GitHub · verified 26 Oct 2026
  • Claude Haiku 4.5Source: GitHub · verified 26 Oct 2026
  • Claude Haiku 5.5Source: GitHub · verified 26 Oct 2026
  • Claude Opus 4.8Source: GitHub · verified 26 Oct 2026
  • Claude Opus 5Source: GitHub · verified 26 Oct 2026
  • Claude Opus 5.5Source: GitHub · verified 26 Oct 2026
  • Claude Sonnet 4.6Source: GitHub · verified 26 Oct 2026
  • Claude Sonnet 5Source: GitHub · verified 26 Oct 2026
  • Claude Sonnet 5.5Source: GitHub · verified 26 Oct 2026
  • Gemini 3.7 FlashSource: GitHub · verified 26 Oct 2026
  • Gemini 3.8 FlashSource: GitHub · verified 26 Oct 2026
  • Gemini 4 ArgonSource: GitHub · verified 26 Oct 2026
  • GPT-5.2Source: GitHub · verified 26 Oct 2026
  • GPT-5.2 CodexSource: GitHub · verified 26 Oct 2026
  • GPT-5.3 CodexSource: GitHub · verified 26 Oct 2026
  • GPT-5.4Source: GitHub · verified 26 Oct 2026
  • GPT-5.4 MiniSource: GitHub · verified 26 Oct 2026
  • GPT-5.5Source: GitHub · verified 26 Oct 2026
  • GPT-5.6 LunaSource: GitHub · verified 26 Oct 2026
  • GPT-5.6 SolSource: GitHub · verified 26 Oct 2026
  • GPT-5.6 TerraSource: GitHub · verified 26 Oct 2026
  • GPT-6.1 SolSource: GitHub · verified 26 Oct 2026
  • GPT-6 AstraSource: GitHub · verified 26 Oct 2026
  • GPT-6 LunaSource: GitHub · verified 26 Oct 2026
  • GPT-6 SolSource: GitHub · verified 26 Oct 2026
  • Grok 4.5Source: GitHub · verified 26 Oct 2026
  • Grok 4.6Source: GitHub · verified 26 Oct 2026
  • Grok 4.7Source: GitHub · verified 26 Oct 2026

What you get with Pro+

  • Unlimited code completionsSource: GitHub · verified 26 Oct 2026
  • Includes $39 per month of base AI creditsSource: GitHub · verified 26 Oct 2026
  • Delegates tasks to third-party coding agents such as Claude and OpenAI Codex (Preview)Source: GitHub · verified 26 Oct 2026
  • Includes $70 per month in GitHub AI CreditsSource: GitHub · verified 26 Oct 2026
  • Unlimited code completions and next edit suggestionsSource: GitHub · verified 26 Oct 2026

Strengths

  • Works in many editors, the terminal and on GitHubSource: GitHub · verified 26 Oct 2026
  • Code completions do not use AI creditsSource: GitHub · verified 26 Oct 2026
  • Unlimited code completions on paid plansSource: GitHub · verified 26 Oct 2026
  • Code completions stay unlimited on every paid planSource: GitHub · verified 26 Oct 2026
  • Works in the terminal as well as in editors and on GitHubSource: GitHub · verified 26 Oct 2026

Limitations

  • Individual subscribers' data may be used to train AI models unless they opt outSource: GitHub · verified 26 Oct 2026
  • Extra usage beyond monthly credits requires setting a dollar budgetSource: GitHub · verified 26 Oct 2026
  • Free plan lacks code review and the cloud agentSource: GitHub · verified 26 Oct 2026
  • Cloud agent is not included on the Free planSource: GitHub · verified 26 Oct 2026
  • Chats may be used to train AI models unless you opt outSource: GitHub · verified 26 Oct 2026

The free plan

GitHub Copilot Free

By GitHub (Microsoft) · Free

Source: GitHub · verified 26 Oct 2026

AI models included

  • Claude Fable 5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Fable 5.1 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Haiku 4.5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Haiku 5.5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Opus 4.8 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Opus 5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Opus 5.5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Sonnet 4.6 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Sonnet 5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Claude Sonnet 5.5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Gemini 3.7 Flash (limited use)Source: GitHub · verified 26 Oct 2026
  • Gemini 3.8 Flash (limited use)Source: GitHub · verified 26 Oct 2026
  • Gemini 4 Argon (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.2 (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.2 Codex (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.3 Codex (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.4 (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.4 Mini (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.5 (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.6 Luna (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.6 Sol (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-5.6 Terra (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-6.1 Sol (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-6 Astra (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-6 Luna (limited use)Source: GitHub · verified 26 Oct 2026
  • GPT-6 Sol (limited use)Source: GitHub · verified 26 Oct 2026
  • Grok 4.5 (limited use)Source: GitHub · verified 26 Oct 2026
  • Grok 4.6 (limited use)Source: GitHub · verified 26 Oct 2026
  • Grok 4.7 (limited use)Source: GitHub · verified 26 Oct 2026

What you get with Free

  • Limited to 2,000 code completions per monthSource: GitHub · verified 26 Oct 2026
  • Includes a limited allowance of AI credits for chat and agentsSource: GitHub · verified 26 Oct 2026
  • Works in your terminal through Copilot CLISource: GitHub · verified 26 Oct 2026
  • 2,000 inline suggestions per monthSource: GitHub · verified 26 Oct 2026

Strengths

  • Works in many editors, the terminal and on GitHubSource: GitHub · verified 26 Oct 2026
  • Code completions do not use AI creditsSource: GitHub · verified 26 Oct 2026
  • Unlimited code completions on paid plansSource: GitHub · verified 26 Oct 2026
  • Code completions stay unlimited on every paid planSource: GitHub · verified 26 Oct 2026
  • Works in the terminal as well as in editors and on GitHubSource: GitHub · verified 26 Oct 2026

Limitations

  • Individual subscribers' data may be used to train AI models unless they opt outSource: GitHub · verified 26 Oct 2026
  • Extra usage beyond monthly credits requires setting a dollar budgetSource: GitHub · verified 26 Oct 2026
  • Free plan lacks code review and the cloud agentSource: GitHub · verified 26 Oct 2026
  • Cloud agent is not included on the Free planSource: GitHub · verified 26 Oct 2026
  • Chats may be used to train AI models unless you opt outSource: GitHub · verified 26 Oct 2026

Questions people ask

Is GitHub Copilot Pro+ worth it?
Only if you need it. GitHub Copilot Pro costs less ($10/mo) and scores the same as GitHub Copilot Pro+ for coding. Pay for GitHub Copilot Pro+ only if you need something only it offers, like higher limits.
How much does GitHub Copilot Pro+ cost?
$39/mo, according to GitHub: GitHub Copilot plans.
Is the free version of GitHub Copilot enough?
GitHub Copilot's free plan scores 90% of GitHub Copilot Pro+ for coding. We call a free plan "enough" from 92%.

How we decide: if a free plan scores at least 92% of GitHub Copilot Pro+ in the same independent tests, we call the free plan enough, the same rule as everywhere on this site. Read how we rank.